An insurance auditor in the unsold goods industry

So as you can learn more about the expertise of Audit Chorus Conseil, we have asked some of our clients if they would look back on their experience with Audit Chorus Conseil. Mr Loïc Salaün, the Secretary General of the GROUPE FUTURA FINANCES / UNIVERS NOZ has been kind enough to give us his impressions of our working partnership, as well as explaining some of the particularities of insurance in the unsold goods business.

• What does the GROUPE FUTURA FINANCES / UNIVERS NOZ do exactly?
• Our company is specialized in the trade of unsold goods, end-of-line items and customs seizures. Our rapid growth, including in new areas such as jewellery and frozen foods, means that we must have flexible and secure insurance coverage.
• How did you find Audit Chorus Conseil and what were your requirements/objectives at that time?
• We were looking for a service provider under the headings of "insurance audit", "cost killing insurance" and "lower insurance premiums". We found out about Audit Chorus Conseil through a cost optimization consultancy firm. My first request was for an insurance coverage audit: strengths / weaknesses. This then enabled us to issue an invitation to tender and obtain a significant reduction in our premiums.
• How did the service roll out (from the first contact through to project completion)?
• • The first contact was when we organized a company presentation at our head office.
  • Once we had presented our context, Audit Chorus explained its approach to us.
  • An assistance contract (audit agreement) was signed and the process took place over a period of several months.
  • All our policies were reviewed and secured.
  • The result was an invitation to tender.
• What benefits have you obtained from the service?
• Beyond looking for savings, the process enabled us to identify weaknesses or duplications in our insurance policies.
  In hindsight, it seemed that the insurance world is too complex for us to deal with it properly on our own.
  The security objective has been fulfilled and has enabled us to rationalize our approach. The result can be summed up by improved coverage and a reduction in like-for-like insurance premiums.

We would like to thank Mr Loïc Salaün, the Secretary General of GROUPE FUTURA FINANCES / UNIVERS NOZ, for his kind participation.